Tuesday, December 23, 2014
Menos americanos compraron casa durante el mes de noviembre, haciendo caer la tasa de venta de inmuebles a su nivel más bajo en seis meses.
La Asociación Nacional de Corredores Inmobiliarios publicó el lunes los indicadores mostrando una caída de 6.1 por ciento en la compra de casas llegando a un promedio anual de 4.93 millones. Esto representa una disminución de ritmo anual de ventas que en octubre se estimó en 5.26 millones en octubre. Durante el último año la tendencia fue diferente, las ventas habían subido en 2.1 porciento.
La combinación de altos precios de las casas y el estancamiento de los ingresos de los norteamericanos, ha reducido la oferta y restringido la capacidad de compra de inmuebles. La reciente caída de las tasas de hipotecas debería llamar a más compradores al mercado y al mismo tiempo, las propiedades reducidas de precio y en oferta, factores que tienen a atraer a los inversionistas, están volviendo al mercado.
Los corredores inmobiliarios estiman que el año 2014 cerrará por debajo de los niveles de ventas del 2013, llegando a 4.94 millones de casas, tres por ciento menos que el año pasado que llegaron a 5.09 millones de unidades.
El promedio del precio de los inmuebles fue de US$ 205,300 en el último año, algo positivo para los propietarios que buscan vender sus casas, pero un reto para quienes quieren comprar.
Con información de AP y Fox News.
Posted by CAMACOL at 6:06 PM
Monday, December 22, 2014
por: Ricardo Tribin Acosta
La esperanza es aquello que deja un destello de posibilidad cuando los caminos se tornan muy difíciles. Ella ve lo invisible, siente lo que no es tangible, y logra alcanzar lo que para otros es un imposible. Es pues una actitud mental que implica un definitivo cambio en el pensamiento y en la acción.
Por lo anterior creer que algo no es viable siembra el manto de la duda y conduce al encuentro con la adversidad. De otra parte, cuando se piensa distinto, las situaciones pueden verse bajo perspectivas totalmente diferentes, lo cual conducirá a la apertura de opciones que, el analizarse negativamente, no se pueden visualizar.
Entonces la última esperanza será aquella que nos puede abrir la puerta a otras diferentes, siempre y cuando estemos dispuestos a vivenciar los parámetros a los que nos enfrentamos a diario de una forma positiva. Es, en resumen, una invitación a una mejor calidad de vida.
Para todos mis queridos amigos : FELIZ NAVIDAD!!!!!!!!!!!!
Posted by CAMACOL at 4:48 PM
Friday, December 19, 2014
Thursday, December 18, 2014
Tuesday, December 16, 2014
Summary: From productivity to email to operating systems to mobile to hardware, David Gewirtz is no longer actively using Microsoft products. He's not a Microsoft hater. The transition just happened organically as he adopted products that better served his needs.
I am not a Microsoft hater. In fact, I have often written about why I prefer (or, I guess, preferred) using Windows for most things. But as I wrote my DIY-IT project recap over the weekend, I realized just how far from the Microsoft mothership I had drifted in 2014.
From productivity to email to operating systems to mobile to hardware, I am no longer actively using Microsoft products.
My desktop machine is now a Mac
That's not to say I don't use any Microsoft products. I have a pile of computers and many of them still run Windows 8. But it's unlikely that new computers I buy will be Windows machines.
In fact, let's talk about that first. My main PC is no longer a Windows machine. It's a maxed-out iMac. Yes, it runs Parallels and I can fire up PowerPoint, but I can go days between launching a Windows VM on that machine.
This is particularly ironic because I teach C# programming (Microsoft's version of object-oriented C) at UC Berkeley. But when I get a student assignment to grade, I sit down at my iMac, launch the Windows 7 VM I've dedicated to student submissions, grade them, and shut down the VM.
My studio computer is a Mac mini. The computer that serves as a backup server is a 2008-vintage iMac. My wife's computer is a Mac mini.
Oddly enough, I'm not much of an Apple fan. As I'll describe later, I moved off of iOS to Android. I also strongly dislike the OS X Finder, the Mac's equivalent of Windows Explorer. But the applications on the Mac and the tools are quite good. With the exception of the recent Yosemite upgrade hassle, I've found the iMac to be solid.
DIY-IT's maxed-out iMac series
I have to tell you that part of what soured me on Microsoft is its completely inconsistent level of customer service. Back when Windows 8 came out, we wanted to buy a pile of licenses so that we could move all our old XP machines to a more solid OS. Windows 8, at the time, was being offered for about forty bucks, which was a heck of a deal.
But the challenge of getting any straight answers out of Microsoft was epic. Both my wife and I tried running down all the various phone numbers, until we finally found a forum post that listed a contact number and we called that. That experience was just plain unnecessary.
I've previously written about Microsoft's support of Office 365 with a high degree of positive feeling. I kind of feel bad about writing that article, because ever since, Microsoft's support has been nothing but painful and incredibly inconsistent. I dread calling Microsoft.
But this wasn't my reason for moving off of Microsoft. Instead, I chose the iMac because I needed certain solutions and I wanted to be able to run OS X applications side-by-side with Windows applications.
At the time, I expected I'd run one or two OS X applications and the rest would be under Windows. As it turns out, my daily use is the opposite. With the exception of PowerPoint and the grading instance of Visual Studio, I don't run any Windows applications on my main desktop.
My laptop is now a Chromebook
My out-and-about laptop isn't a Windows machine either. It's a Chromebook. It's actually my third Chromebook because I hand-me-downed my previous two Chromebooks to family members.
The fact is, the Chromebook is maintenance free. It's also incredibly easy to transfer to someone else. It's a five-minute process. I find the Chromebook so convenient that I'm now recommending Chromebooks over Windows notebooks to just about anyone other than those with specific power-computing needs.
The reason the Chromebook works for me is that I work in two modes: daily communications and coordination mode and project mode. When I'm working on projects, I need a lot of power. That's why I have four screens on my iMac, along with something over a tenth of a petabyte in local storage.
I really can't do a lot of the work I do easily without a bunch of screens and a lot of RAM, so most laptops won't meet my project needs anyway.
But when I'm not working on a project, I can do just about everything in a Web browser. That makes the Chromebook ideal. Yes, I'd prefer a slightly faster machine than my HP 11-inch machine. But it was cheap and I won't cry if it's dropped or lost. It's functional and hassle-free.
That said, if I do decide I need to buy a powerful notebook for out-of-the-home-office work, I'm now convinced I'd buy a Mac, not a Windows PC. The software environment I've got going on the Mac is so optimal that I just don't see getting another Windows laptop anytime soon (unless I decide to splurge on one of the super-cheapo $200 machines for "off label" use as a server monitor or scanner driver).
My phone is Android
And then, there's my phone. Back before I made the switch to Gmail, I decided I'd give the Microsoft ecosystem one last try. I wanted -- really, really wanted -- to have a tightly integrated, well-oiled environment and I reasoned that perhaps the gotcha was that I wasn't using Windows Phone.
More on Windows Phone
After all, you'd have to assume Windows Phone worked perfectly with the Microsoft ecosystem. So, with the help of a kindly Microsoft evangelist (who has since been laid off), I got my hands on a Lumia Icon and set about doing my best to learn about Windows Phone.
To be honest, I found it was better supported than expected, but there were still some of the oddities Microsoft is famous for. For example, the Office 365 icon doesn't open email. It wasn't a big deal, but it was clear that Windows Phone was not the perfect ecosystem complement I had hoped it would be.
And, as Ed Bott wrote recently, carrier support is terrible. I also use Verizon.
Now, by contrast to the Windows Phone, which I tried to love but found lacking, I have adopted Android whole-heartedly. I really enjoy my Android phone.
My productivity suite is no longer Office
Back in March, I wrote about my first year with Office 365 and declared it to be a good value. Now, I'm just waiting out my contract and I intend to cancel it.
First, I no longer use Outlook. Once I realized that the Windows Phone wasn't going to provide the perfect platform integration I wanted, it made sense to look towards Google. Android is beautifully integrated with Gmail. My wife and I have been running on Gmail now for about five months, and I have to say, it's been a pleasure to use. I don't miss Outlook at all.
I don't write in Word anymore. I write articles in Evernote and I do my academic writing in Scrivener, a great tool for organizing complex writing.
My calendar is Google Calendar, my to-do product is Todoist, and Evernote handles just about everything else I need. I use Trello for project planning. In fact, I don't use any Microsoft products anymore in my daily productivity tasks.
As I mentioned earlier, the only Office product I still use is PowerPoint. That's not because I prefer PowerPoint. Rather, it's because the webcasting software I work with for CBSi webcasts requires PowerPoint files.
2014: The year I moved away from Microsoft
I am certainly not an anti-Microsoft radical. I have a number of very good friends who work for the company and I've always found the company pleasant, if sometimes pig-headed to deal with.
More on Gmail & Productivity
I'm also not going completely cold-turkey on Microsoft. I still use PowerPoint for client work and grade student programming assignments in Visual Studio. But I run them in a VM, and I load them occasionally.
When 2013 ended, I still lived in Microsoft products. If I was using a computer (which I do for about 16 hours a day), I was constantly using one Microsoft product or another, even if it was only Outlook or the Windows desktop. It was rare that 5 minutes would pass without my using one Microsoft product or another.
Now, at the end of 2014, Microsoft is no longer central to my daily work. I can go days or even weeks without touching a Microsoft product.
I didn't plan for this. It just organically evolved as I searched for the best solutions to my daily needs.
How about you? Have you made any changes in your use of Microsoft products over the past year? TalkBack below.
Posted by CAMACOL at 8:56 AM
Friday, December 12, 2014
Comcast is seeking permission from the Federal Communications Commission to merge with Time Warner Cable. This would result in a giant corporation on the path to dominate the high-speed broadband market.
If the merger is approved, Comcast-Time Warner Cable would control the wires in about half of U.S. households that subscribe to high-speed broadband. Its control over broadband connections, cable TV lineups, and the devices people increasingly use to access video content would give it make-or-break power over much of the content ecosystem.
That's why Public Knowledge has joined the Stop Mega Comcast Coalition to urge policymakers to reject Comcast’s attempt to acquire Time Warner Cable. The Coalition includes private companies, public interest groups, and industry associations that believe the merger would cause substantial harm to consumers.
The Coalition believes a competitive, dynamic and diverse media and technology marketplace is essential to America's economy, consumers and democracy. The Comcast-TWC merger threatens these ideals and runs counter to our antitrust and communications laws.
Sign our petition to tell the Federal Communications Commission to Stop Comcast from Taking Over and follow @StopMegaComcast for updates.
Posted by CAMACOL at 5:58 AM
Thursday, December 11, 2014
By Brien Posey, December 3, 2014
In my opinion, Adobe Reader is the single most important app for opening email attachments. The vast majority of the important attachments I receive are in PDF format. These documents range from publishing contracts to travel reservations.
Microsoft Office Mobile
Of course, the mobile version of Microsoft Office is not as full featured as the desktop version. Even so, it does a good job of allowing you to open, edit, and in some cases even compose Office documents on the go. I routinely use the mobile version of Word on my Windows Phone to view and respond to editors' comments. I also sometimes use the mobile version of PowerPoint to review presentations while on a plane on my way to deliver a speech.
Another essential app for opening email attachments is WinZip. WinZip has been around forever, starting life as a utility for opening ZIP files on Windows-based PCs.
DocuSign might not be quite as well known as the other apps I have discussed, but it is rapidly gaining popularity. DocuSign is an app for signing electronic documents. For example, one of the publishers I work with just required me to sign a publishing contract using DocuSign, and I recently signed a vendor's service contract by using DocuSign.
Hardly a week goes by without someone sending me an online meeting request based on GoToMeeting. The email message usually contains a link to a meeting rather than an attachment. However, if you try to use the link without first installing GoToMeeting, you will usually see a message prompting you to install the GoToMeeting software.
Posted by CAMACOL at 8:30 AM
Wednesday, December 10, 2014
|Alexis Tsipras, the leader of SYRIZA (Coalition of the Radical Left) and current leader of the Greek Opposition, is pictured at the beginning of the protest march on Nov. 27, in Athens.|
Posted by CAMACOL at 6:30 AM