MyRatePlan.com, a leading authority on credit cards, announced the best credit cards to use this summer. Summer is a time when spending is at its high point. There’s the extra activities, driving, vacations, and more. It goes without saying- summer purchases add up fast. Luckily, certain credit cards can help with these expenses. By using a credit card that rewards consumers for their purchases, cardholders will be able to save money and get rewarded this summer.
When determining the best credit cards for summer,MyRatePlan experts took into account many factors, including introductory offers, rewards programs, annual fees, balance transfer terms, customer reviews, and expert opinions. According to their findings, here are the best credit cards to use this summer:
Discover it
Discover it is one of the best cards to use this summer. Their generous cash back program rewards cardholders with 5% cash back on up to $1500 spent in rotating categories, such as gas, restaurant, movie purchases, and more. Cardholders also earn 1% cash back on all other purchases. There are no annual fees, overlimit fees, or foreign transaction fees, and users receive free FICO scores on all monthly statements.
There is also a 0% intro APR on purchases and balance transfers for 14 months, and card members have access to Discover’s 100% U.S.-based customer service at all times.
Barclaycard Arrival Plus World Elite MasterCard
The Barclaycard Arrival Plus World Elite MasterCard is an excellent card to use for travel purchases this summer. Users earn 2x the miles on all purchases, and they can even earn 40,000 bonus miles when spending $3000 or more on purchases in the first 90 days of account opening.
Miles don’t expire as long as the account is open, active, and in good standing. Cardholders also receive 10% miles back when redeeming for travel statement credits. There are no foreign transaction fees, and active card members receive complimentary online FICO scores.
Citi Hilton HHonors Reserve Card
The Citi Hilton HHonors Reserve Card rounds off MyRatePlan’s list of the best credit cards for summer 2014. With this card, users earn 10 HHonors Bonus Points for every dollar spent on hotel stays within the Hilton HHonors portfolio, 5 HHonors Bonus Points for every dollar spent on airline and car rental purchases, and 3 HHonors Bonus Points for every dollar spent on all other eligible purchases.
Users can also earn 2 weekend night certificates at select hotels and resorts after spending $2500 in purchases in the first 4 months of account opening. There are no foreign transaction fees, and cardholders can travel with ease with the Citi chip card.
No comments:
Post a Comment