Thursday, November 12, 2015

Don’t Bother: Why You Don’t Want to Wirelessly Charge Your Smartphone

Wireless charging of smartphone
Wireless charging is overrated — at least in its current form. The dream of wireless power sounds great, but current wireless charging technologies are more “plugless” than “wireless.” They’re also less convenient, slower, and less-efficient than just plugging your phone in.

Let’s be honest: Wireless chargers are more interesting as a proof of concept and a glimpse at future technologies than they are practical. When you charge your smartphone, you’ll want to plug it in with a cable.

Wireless Chargers Are Even More Constrained Than Charging Cables

To use a wireless charger, you place your smartphone down on a “charging mat.” That mat is plugged in with a wire, and it sits on a table — you may want to leave it on your bedside table, for example. While the smartphone is placed on that charging mat, the mat will wirelessly transmit power to the phone. Lift the smartphone from the mat and the wireless charging will stop.

Let’s think about it: What other “wireless” technologies work in this way? Wireless Internet (Wi-Fi) works everywhere in your home. You don’t have to place your laptop on top of the router to get Internet access. That’s the whole point of wireless Internet — you have freedom to move around.

samsung wireless fast charge

In terms of pure freedom to move around, a charging cable is just better. Yes, the cable that came with your smartphone is very short and requires you be very near a power outlet. But you can buy much longer third-party charging cables — both Lightning cables for iPhones and standard USB cables for Android phones. Plug your smartphone into that longer cable and you can actually use it while it’s charging. You don’t have to hunch over the table to use the phone. With a wireless charger, you would have to hunch over to use it while it’s charging.

For example, let’s say you charge your smartphone on your bedside table. You could either use a charging mat — and the phone would only charge while it’s sitting on that mat — or use a longer cable. If you plugged it in with a cable, you’d be able to lift the phone off the table and use it while it charges.

The same goes for chargers in other places, too. When charging a smartphone at a desk, you could leave it sitting on a pad the entire time or plug it into a longer cable that allows you to lift the cable and use it.

That longer cable will be much cheaper than buying a wireless charger, too. There’s another problem with getting a wireless charger: You have to spend extra, often $50 or more, for a device that’s arguably less convenient.


And, by the way — depending on the smartphone and wireless charger, it may be a bit finicky. You can’t necessarily just plop it down anywhere on the charging mat. You have to ensure it lines up and starts charging. If you’re picking up your smartphone and putting it back down regularly, you’ll need to ensure it lines up well enough every time you put it down. That’s more work than simply plugging it in once and then putting it down wherever you want afterwards.

Wireless chargers do involve a wire — between the charging pad and outlet. There’s no wire between the phone and charging pad. Instead, the phone has to be pressed right up to the charging pad — it’s contactless. “Wireless” implies a lot of freedom a wireless charger doesn’t actually offer.

It Takes Longer, Uses More Power, and Generates More Heat

There’s a reason we normally plug devices in to charge them. It’s just faster and more efficient to transmit energy over a wire.

Wired charging is much faster than wireless charging. Anandtech found that a Samsung Galaxy S6 can charge from zero percent to 100 percent battery power in 1.48 hours if you plug it in and charge over a wired connection. Wireless charging takes 3.01 hours, which is twice as long. That may not seem like a big deal if you’re charging overnight, of course. But, if you quickly want a top-up your phone, you should stick with a wired connection rather than a wireless one.

It’s also less efficient. This means it will take more electricity to charge a phone if you do so wirelessly. Some of that wasted power will be in the form of excess heat. While the heat won’t destroy your phone, heat is the enemy of your smartphone’s battery — that heat will translate to a bit more wear on your battery.

None of this is the end of the world. You’ll have an okay experience if you use wireless charging. Your phone will probably charge fast enough, as long as you’re not in a hurry, and the extra power shouldn’t be a noticeable drain on your electric bill. The extra heat probably won’t noticeably accelerate your battery’s decay, either.

But why put up with all those downsides to use something that’s just less convenient and flexible than simply plugging your phone in?

iphone 6 charge lightning cable

The latest specifications allow for wireless charging from up to a few feet away from a charger, but it’ll be even less efficient — that means even slower and more wasteful with electricity.

The dream of wireless charging is great, of course. If only we could have some sort of wireless power device in our home that would charge our smartphones as we use them without having to press them against it. If only our smartphones would charge automatically when we placed them down on a table at a restaurant. But we’re a ways from that.

As someone who’s tried wireless charging with several different Android smartphones, believe me: you’re better off with a wired charger and a longer cable.

Wednesday, November 11, 2015

Banking Giants Learn Cost of Preventing Another Lehman Moment (BusinessWeek)

  • FSB publishes final total loss-absorbing capacity standards

  • Banks may resume bond issuance put on hold as rules prepared

  •  Seven years after the collapse of Lehman Brothers jolted the global economy, the world’s biggest banks may need to raise as much as $1.2 trillion to meet new rules laid down by financial regulators.

    After years of work, the Financial Stability Board, created by the Group of 20 nations in the aftermath of the crisis, published its plan for making sure giant lenders can be wound down and recapitalized in an orderly way, without taxpayer bailouts.

    Under the rule for total loss-absorbing capacity, or TLAC, most systemically important banks must have liabilities and instruments “readily available for bail in” equivalent to at least 16 percent of risk-weighted assets in 2019, rising to 18 percent in 2022, the FSB said on Monday. A leverage ratio requirement will also be imposed, rising from 6 percent initially to 6.75 percent. The banks’ shortfall under the 18 percent measure ranges from 457 billion euros to 1.1 trillion euros ($1.2 trillion), depending on the instruments considered, according to the FSB.

    “TLAC is one of the last bricks in the wall of the post-crisis reform agenda,” said Richard Barfield, a financial-services risk and regulation director at PricewaterhouseCoopers LLP. Many big banks “will now resume the debt issuance that has been put on hold while waiting for today’s details,” he said. The FSB’s impact analysis shows that most of them “should be able to meet the requirements.”

    Contract Revision

    The push to make sure banks are no longer too big to fail is also advancing on a second front, as Wall Street expands a revision of financial contracts worth trillions of dollars. The changes are expected to allow certain securities and funding contracts to remain intact for as long as 48 hours after a bank fails, said three people with knowledge of the matter.

    The extra time is intended to give a faltering bank’s home government time to jump in and set up a healthy version of the doomed institution, something that’s difficult to do when counterparties have terminated contracts and fled.


    Bank of England Governor Mark Carney, who heads the FSB, said on Monday that the TLAC rules make a major failure less likely because banks’ creditors know they’ll face losses in a collapse.

    The push to make sure banks are no longer too big to fail is also advancing on a second front, as Wall Street expands a revision of financial contracts worth trillions of dollars. The changes are expected to allow certain securities and funding contracts to remain intact for as long as 48 hours after a bank fails, said three people with knowledge of the matter.

    The extra time is intended to give a faltering bank’s home government time to jump in and set up a healthy version of the doomed institution, something that’s difficult to do when counterparties have terminated contracts and fled.

    Bank of England Governor Mark Carney, who heads the FSB, said on Monday that the TLAC rules make a major failure less likely because banks’ creditors know they’ll face losses in a collapse.

    Unsecured creditors

    Previously, the “lenders, the unsecured creditors, to a bank were implicitly and ultimately explicitly relying on the state to back them up, and therefore didn’t pay that much attention to what the institutions were actually doing,” Carney told reporters in Basel on Monday. “Now they actually have skin in the game, so to speak, and they will exert greater pressure, consistent with their fiduciary duties, and that in and of itself will make failure less likely.”

    The FSB rules separate the liabilities needed to keep a bank running from purely financial debts such as notes issued for funding. By “bailing in” the bonds -- writing them down or converting them to equity -- regulators aim to ensure a lender in difficulty has the resources to be recapitalized without using public money, and to allow the resolved firm to continue to operate. In a departure from previous practice, senior debt issued by banks is explicitly exposed to loss.

    The hundreds of billions of dollars governments globally poured into banks reeling from the 2008 financial crisis were used as much to rescue lenders’ senior bondholders, whose claims sat alongside and were equal to those of depositors, as to bail out the banks themselves. The situation confronted governments with the choice of risking bankruptcy by rescuing the lenders or allowing the disorderly collapse of the financial system.
    Business Models

    Carney said in an interview last week that it would take “several years” for banks to “reorganize their capital structure and also their business models” to comply with TLAC, and only then would regulators be in a position to resolve a major global bank.

    Analysis done by the Basel Committee on Banking Supervision showed that two-thirds of the banks on the FSB’s list are short of their targets for 2019. Those in developed markets had 14.1 percent TLAC at the end of 2014 and need to boost that level by 498 billion euros in the next three years. Including the emerging-market banks, the shortfall amounts to 767 billion euros.

    To put the shortfalls into perspective, across 29 global banks total outstanding debt security issuance was 4.5 trillion euros at the end of 2014, the FSB said. Average issuance is 156 billion euros, of which 81 percent matures in the next five years. The regulator said issuance to meet TLAC should largely involve “substitution of one bond for another with different characteristics, and not net new issuance of the full shortfall amount.”

    ‘TLAC Is Crucial’

    Banks from the U.S., European Union, Japan and Switzerland account for the lion’s share of the FSB’s list of systemic institutions. The Federal Reserve moved on Oct. 30 to apply the TLAC standard to eight of the biggest U.S. banks, estimating their total shortfall of long-term debt at $120 billion.

    “TLAC is crucial,” Nathan Sheets, U.S. Treasury undersecretary for international affairs, said before the announcement. “It’s a very important step forward toward addressing concerns about too big to fail, giving large financial institutions additional buffers that can be drawn on in extremis to protect the taxpayer from having to bail out these institutions.”

    Emerging-market banks in the FSB list have until 2025 to meet the 16 percent loss-absorbing capacity target, rising to 18 percent in 2028. This schedule could be accelerated if, “in the next five years, corporate debt markets in these economies reach 55 percent of the emerging market economy’s” gross domestic product, according to the FSB.

    Cross-Border Lenders

    Authorities in some G-20 nations still lack the power needed to be able to resolve a major lender without turning to taxpayers, the FSB said. Along with bail-in, these powers include the ability to prevent counterparties demanding early settling of trades, the power to establish a bridge bank and to impose changes in company structure and management.

    The regulator gives the U.S., EU, Japan and Switzerland a largely clean bill of health in its review of the G-20’s progress in implementing measures needed to resolve large cross-border lenders in an orderly manner. Yet China lacks the majority of the powers it would need should one of them fail, according to the FSB.

    The extent to which taxpayers can be shielded when major banks fail will depend on how bail-in works in practice.

    “Let’s hope that it takes longer than in the past before governments have to get involved, because that’s one way of thinking about the bail-in process and how it’s supposed to work,” said Stefan Ingves, chairman of the Basel committee. “We just don’t know how it will work.”

    Tuesday, November 10, 2015

    Monday, November 9, 2015

    12 Must-Have Tech Gifts Under $50 (PCMagazine)

    We are living in a technological environment, and our presents belong to that environment... So for $50 or less these are real presents, which will be appreciated... 
    Google Chromecast  Lexar JumpDrive M10 Secure (32GB)  Tile

    Your boring old HDTV can be upgraded into a Web-enabled smart TV for just $35. The latest version of Google Chromecast$35.00 at TigerDirect.com is a tiny, minimalist dongle that connects to your set via HDMI and allows you to stream an ever-expanding variety of Web content over your Wi-Fi network. You can use your phone, tablet, or PC to "cast" content from YouTube, HBO, Hulu, Spotify, Netflix, and many more platforms directly to your formerly dumb set.

    This 32GB JumpDrive M10 Secure from Lexar sets itself apart from the many, many other thumb drives out there by securely locking data inside a password-protected vault using 256-bit AES encryption (that's not robust enough to keep the NSA out, but it's enough to keep most non-state sponsored hackers out of your stuff). In addition to simple encryption capabilities, the M10 Secure also comes with beefed-up deletion protection, so a deleted file can't be found through file-recovery attacks. The drive also comes fitted with an external e-ink display that serves as a thermometer-like storage meter. 


    Perhaps, it's not the sexiest of gifts, but it may very well be one of the most useful. The 32GB JumpDrive can be found for around $35, but is also available in 16GB, 64GB$51.22 at Pricefalls.com, and 128GB capacities with corresponding price tags.
    Tile

    "Siri, where are my keys?" Don't ask her, she doesn't know JACK about where your keys are. BUT if you were to adhere a tiny, Bluetooth-enabled Tile dongle$25.00 at Amazon to your keys (or any oft-misplaced item of your choosing), your phone could help you locate it in no time. 

    By accessing the connected Tile app, you can find your lost items by 1) remotely prompting the dongle to emit an audible beacon or 2) using sensors to visually let you locate the dongle. (You can even access your Tile on a desktop computer or on somebody else's mobile device.) Conversely, if you are in possession of the dongle, but are missing your phone, you can prompt your phone to beep by double pressing the dongle.


    Misfit Flash Link iDevices iGrill Mini Otterbox cover
    If you want a stylish and capable activity tracker, the minimalist $20 Flash Link from Misfit$19.99 at Dell will help you keep on top of your exercise routine via a small clip-on device. But don't let its diminutive size fool you, the Flash Link is far more than a mere step counter. It quantifies your movements, calories burned, and distance traveled, and even comes with settings for specific sports and activities (the waterproof design even lets you swim with it).

    For the aspiring connected grill master in your life, the $40 iGrill Mini$34.10 at Amazon will help transport their meat into the Matrix. The iGrill Mini connects to a heat-resistant probe which you stick inside your cooking protein. It beams a steady stream of data via Bluetooth to a connected iOS or Android mobile app, which has a variety of presets that will help you cook the perfect dish with settings for proteins (beef, turkey, fish); preparedness (rare, well done); and cooking medium (barbecue, cooker, oven).

    Jony Ive's opinion notwithstanding, your smartphone's external design is your device's least important attribute. You invest quite a bit of money in your device, so you should be sure to protect it from the many bumps, drops, and squashes that will almost certainly befall it. 

    There are a variety of "rugged" phone cases out there, but one of the most respected names in the protection game is Otterbox$99.95 at OtterBox, which offers a bevy of quality buffers for all manner of makes and mobile models (most hovering around the $50 mark).

    Hulu Gift Card Google Cardboard WeMo LED Lighting Starter Set

    Die, cable providers, DIE! Nobody likes you! Fortunately, it's easier than ever to have a robust entertainment life without being tied down to a cable provider. One of the best ways to get your TV fix is with a Hulu subscription. If you have friends who aren't sure if they want to commit to $8 (ad-supported) or $12 per month (ad-free), you can give them a trial gift card for anywhere from $15 to $100.

    Next year is set to be the year of virtual reality with the launch of a number of high-profile VR sets—Oculus Rift being the most prominent. But if you want to stick your face in the Internet, there's no need to fork over several hundred for the privilege when Google has a capable and very affordable option in the form of Google Cardboard. And it's available right now. 

    Cardboard isn't a product as much as it's a platform that can be accessed through just about any smartphone (Android or Apple) via third-party headsets that begin at $10 (with higher-priced, not paper-based products also available). The best part is that there's already a bunch of VR content designed for Cardboard out there including an ever-expanding collection of "360 videos" on YouTube.

    Light your house like it's 2015! Connected LED bulbs are not only guaranteed to last decades, but you can control them from anywhere via your Wi-Fi network. With WeMo Connected bulbs, you have the ability to turn lights on or off via an app on your mobile device, set them on a regular schedule, or control them when you're away from home.

    Eton Blackout Buddy H20 Amazon Fire Tablet Newisland Selfie Stick


    Would you be prepared if the lights went out? One gadget that might help you or a loved one is a water-powered (yes, water-powered) flashlight. The H20 Blackout Buddy$15.38 at Amazon can provide up to 72 continuous hours of light with a simple dosage of water. It might not be the gift you want, but it's probably the gift you need.

    The new 7-inch Amazon Fire tablet$49.99 at Amazon is far from the best tablet in the world, but it is almost certainly the best $50 tablet in the world. You wouldn't want to do any serious photo or video editing; save that for the super-sized iPad Pro. But if you just want to stream YouTube clips, read books, and play games, then this is the slate for you.

    What role does your smartphone serve that is more vital than sharing your selfies with the world? And don't offend your social circle by always delivering the same shot prominently featuring your forearm leading up to your phone. Start taking your selfies seriously with a proper selfie stick$29.99 at Amazon. This is your digital reputation we're talking about here.





    Friday, November 6, 2015

    E N M I O P I N I O N: (Ricardo Tribin)

    Servir es mi ocupación, decía un amigo

    Y es que servir es una ocupación que puede ser primaria, secundaria, terciaria, o mínima, según lo que cada cual decida hacer en su vida. Hay que personas que nunca dan nada de sí mismas y pedirles un favor es casi que una ofensa para ellos. Por tal motivo se pierden la alegría del servir y en no pocos casos viven en continuos estados de ira, tristeza, amargura, y no poca frustración.

    El que no vive para servir, no sirve para vivir, expresa un sabio decir en el que precisamente se coloca al servicio como algo de alta prioridad. De ahí que el santo de Asís dijese que prefería e imploraba por servir en vez de ser servido, implicando con su sabio compartir la importancia de ayudar a otros.

    De otra parte, y ello sin ni siquiera imaginarse, cuando se sirve aunque no reciban agradecimientos o dadivas de quien recibe el servicio, temprano o tarde llegara lo dado y multiplicado debido a leyes de karma positivo en la existencia de las personas. De ahí que servir a los demás es mucho mejor que andar refunfuñando por donde se esté y deambulando en la amargura, que el egoísmo proporciona.


    Miami, Noviembre 4 de 2015



    Thursday, November 5, 2015

    Paquito D'Rivera...Jazz under the Stars 2015 @ Miami Dade College

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    Miami Dade College Kendall Campus and MDC Live Artspresent Jazz Under the Stars 2015featuring Paquito D'Rivera


    Saturday, Nov. 7, 8 p.m.

    Featuring Paquito D’Rivera
    and Performances by MDC Jazz Faculty and Students


    $25 General Admission
    $10 Students


    Fred Shaw Memorial Plaza
    Miami Dade College
    Kendall Campus
    11011 S.W. 104th St.
    Miami, FL 33176



    BUY TICKETS
    Tickets button


    For more information, visit MDCLiveArts.org.


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    Wednesday, November 4, 2015

    Employment Alert : Access Miami -City of Miami-



    Come and join the City of Miami CareerSource center staff for a Hiring Event @ the City of Miami Center

    Various positions available for the Food Service Industry
    • Cooks
    • Banquet servers
    • Baristas
    • Prep Cooks
    • Utility Service Workers
    • Food Unit Lead (Supervisor)


    Recruitment Details



    Important Information



    Join the City of Miami's CareerSource center staff for a Hiring event @ the City of Miami Center
    • Candidates must also be fully registered in Employ Florida Marketplace with resume.       Click to Register 
    • Must have at least 3 months of experience in the food service industry.
    • Able to stand and/or walk for long periods of time.
    • Employer will conduct background check & drug screening.
    • Must be professionally dressed with resume.

    Location: 
     The City of Miami Center 
     750 NW 20th Street, 4th Floor
    Miami, FL 33127

     Time and date: 
    Thursday, November 5th, 2015
    9:00am - 12:00pm

    For more information contact:
    The City of Miami center
    Phone: 305-372-8300